Mortgage rates are fractionally lower than this time last year, which means affordability remains stretched. Below, we answer some of the questions you may have about your mortgage.
In a blow to borrowers, the Office for Budget Responsibility (OBR) forecasts that interest rates will fall at a slower rate than previously expected, making..
After falling in 2023, house prices performed much better in 2024, despite higher interest and mortgage rates providing would-be buyers with affordability challenges...
At the beginning of this month several lenders, including Halifax, HSBC and Leeds Building Society, trimmed their fixed-rate mortgages as they were keen to build a...
With lenders reducing their remortgage pricing, as well as rates for new purchases, now is a great time to remortgage. Several mortgage rates are now available starting...
With inflation sticking at 2.2 per cent in August, just above the Bank of England’s 2 per cent target for the second month in a row, the Bank made the decision to hold...
A busy housing market means that if you find a property you wish to buy but haven’t found a buyer for your own home, you could miss out. Few people have the cash...
The Bank of England has voted to cut interest rates by 25 basis points to 5 per cent. The timing of the reduction came as a bit of a surprise, given that...
Rising property prices and economic pressures mean first-time buyers are getting older. Zoopla estimates that the average first-time buyer needs earnings...
It has been a challenging time for borrowers wondering when interest rates will start to come down and in the meanwhile dealing with higher mortgage rates...
With so much uncertainty it pays to think about financial protection planning. What would happen if you lost your job or income – how would you and...
With two of the biggest lenders announcing rate reductions for new purchases and those remortgaging, hopes are rising that other lenders will ...